Legal
Privacy Policy
Last updated: September 27, 2026
This Privacy Policy explains how Wakim Wealth ("Wakim Wealth," "we," "us," or "our"), an independent life insurance agency based in Miami, Florida, collects, uses, shares, and protects your personal information when you visit wakimwealth.com (the "Site"), book an appointment, or work with us to obtain life insurance coverage. It should be read together with our Communication Consent & Terms of Use.
Mobile information and messaging consent: No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
1. Information we collect
Information you give us. When you book an appointment, request a quote, or communicate with us, we collect the information you provide, which may include:
- Contact details such as your name, phone number, email address, and mailing address;
- Appointment details such as the date, time, and any notes you add when booking;
- Your consent preferences, including whether you have agreed to receive calls, texts, or emails; and
- Information needed to prepare life insurance quotes and applications, such as date of birth, gender, tobacco use, health and medical history, occupation, income, existing coverage, coverage goals, and beneficiary information. This is collected only when you ask us to provide quotes or submit an application.
Information collected automatically. When you visit the Site, our hosting provider and booking calendar may automatically record standard technical information such as your IP address, browser type, device type, pages visited, and the referring page. We use this to keep the Site secure and to understand how visitors find us, including recording that an appointment originated from this Site.
Information from third parties. With your authorization, insurance carriers and their underwriting partners may share information with us, such as application status, underwriting decisions, and policy details, so we can service your coverage.
2. How we use your information
- To schedule, confirm, remind you of, and follow up on your appointment;
- To communicate with you by phone, text message, and email in accordance with the consent you have given;
- To prepare and present life insurance options and quotes from the carriers we represent;
- To submit applications to carriers and to service policies you choose to purchase;
- To comply with insurance licensing, record-keeping, anti-fraud, and other legal obligations;
- To protect the security of the Site and our business; and
- To improve the Site and our services.
3. How we share your information
We do not sell your personal information. We share it only in the following circumstances:
- Insurance carriers and underwriting partners. When you ask us to obtain quotes or submit an application, we share the information needed to do so with the relevant carriers and their underwriting, medical-records, and examination partners.
- Service providers. We use third-party providers to host the Site, run our booking calendar and customer relationship management (CRM) system, and deliver text messages and emails on our behalf. These providers may access your information only to perform services for us and are not permitted to use it for their own purposes.
- Legal requirements. We may disclose information to regulators, courts, law enforcement, or other parties when required by law, regulation, subpoena, or court order, or to protect our rights, property, or safety or those of others.
- Business transfers. If Wakim Wealth is involved in a merger, acquisition, or sale of all or part of its business, your information may be transferred as part of that transaction, subject to this Privacy Policy.
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
We use service providers to deliver text messages and emails on our behalf. These providers act only on our instructions, are bound by contract to keep your information confidential, and may not use your information for their own purposes. Text messaging consent is used solely to communicate with you about your appointment, your insurance options, and the services you have requested from Wakim Wealth.
4. Text messaging (SMS)
How you opt in. You opt in to text messages from Wakim Wealth by checking the consent box on the booking section of this Site before scheduling an appointment, or by providing your mobile number to a Wakim Wealth agent and verbally agreeing to receive texts. The consent box is unchecked by default and you must check it yourself. We keep a record of when and how you opted in.
What we send. If you consent, we may send you appointment confirmations, reminders, rescheduling notices, and follow-up messages related to your consultation and life insurance options. Message frequency varies. Message and data rates may apply.
How you opt out. You can opt out at any time by replying STOP to any message. You will receive one final message confirming your opt-out and no further messages will be sent. Reply HELP to any message, or email us at the address below, for assistance. See our Communication Consent & Terms of Use for the full text messaging terms.
5. Cookies and tracking
The Site itself does not use advertising cookies. The embedded booking calendar and our hosting provider may use cookies or similar technologies that are strictly necessary to operate the booking process and keep the Site secure. You can control cookies through your browser settings, though some features of the booking calendar may not work without them.
6. Data retention
We keep your information for as long as needed to provide our services to you and to meet our legal and regulatory obligations. Insurance regulations require us to retain certain records, such as applications and policy-related communications, for a set number of years even after a policy ends or a request is withdrawn.
7. Security
We use reasonable administrative, technical, and physical safeguards to protect your information, including limiting access to those who need it to perform their work. No method of transmission over the internet or method of electronic storage is completely secure, so we cannot guarantee absolute security.
8. Your rights and choices
- Opt out of texts: reply STOP to any text message.
- Opt out of emails: use the unsubscribe link in any marketing email, or email us.
- Opt out of calls: tell any Wakim Wealth agent, or email us, and we will add you to our internal do-not-call list.
- Access, correct, or delete: you may ask us to provide, correct, or delete the personal information we hold about you by emailing us. We will honor your request except where we are required by law to keep the information.
Depending on where you live, you may have additional rights under state privacy laws. We will not discriminate against you for exercising any of your privacy rights.
9. Children's privacy
The Site is not directed to children under 18, and we do not knowingly collect personal information from children. Information about minors, such as a child named as a beneficiary, is collected only from a parent or guardian as part of an insurance application.
10. Changes to this policy
We may update this Privacy Policy from time to time. The "Last updated" date at the top of this page shows when it was last changed. Continued use of the Site after a change means you accept the updated policy.
11. Contact us
Questions about this Privacy Policy, or requests regarding your information, can be sent to judewakim@wakimwealth.com.
Wakim Wealth
Miami, Florida