Legal

Communication Consent & Terms of Use

Last updated: September 27, 2026

These terms explain how Wakim Wealth ("Wakim Wealth," "we," "us," or "our"), an independent life insurance agency based in Miami, Florida, may contact you and what information we collect when you book an appointment or request information through wakimwealth.com (the "Site"). By checking the consent box and continuing to our booking calendar, you agree to these terms and to our Privacy Policy, which describes how we collect, use, and protect your information.

1. Consent to be contacted

By providing your name, phone number, and email address and booking an appointment, you expressly consent to receive communications from Wakim Wealth and its licensed agents at the phone number(s) and email address you provide, including:

• Telephone calls, including calls placed using an automatic telephone dialing system or a pre-recorded or artificial voice;
• Text messages (SMS/MMS), including automated appointment confirmations, reminders, rescheduling notices, and follow-up messages related to your consultation and the insurance options discussed; and
• Email messages, including appointment details, quotes, policy information, and related follow-up.

You understand that this consent applies even if your number is listed on a federal, state, or internal Do-Not-Call list. Your consent is not a condition of purchasing any product or service. You may still work with us without consenting to automated communications by contacting us directly at the email address below.

2. Text message (SMS) terms

• Message frequency varies based on your appointment and the status of your request.
• Message and data rates may apply. Check with your wireless carrier for details.
• Opt out: Reply STOP to any text message to stop receiving texts. You may receive one final message confirming your opt-out.
• Help: Reply HELP to any text message, or email us at the address below, for assistance.
• Carriers are not liable for delayed or undelivered messages.

3. Information we collect

When you book through the Site we collect the information you enter in the booking form, which may include your name, phone number, email address, the appointment date and time, and any notes you choose to add. We also record that your appointment originated from this Site so we can understand how people find us. Our booking calendar and text/email automation are provided by a third-party customer relationship management (CRM) platform, which processes this information on our behalf.

During and after your consultation, we may collect the additional information needed to prepare life insurance quotes and applications (for example, date of birth, health history, coverage goals, and beneficiary information). This information is collected only with your knowledge and only as needed to provide the services you request.

4. How we use your information

• To schedule, confirm, remind you of, and follow up on your appointment;
• To prepare and present life insurance options and quotes from the carriers we represent;
• To submit applications and service policies you choose to purchase;
• To comply with insurance licensing, record-keeping, and other legal obligations; and
• To improve our Site and services.

5. How we share your information

We do not sell your personal information. No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties. We share your other information only with: (a) insurance carriers and their underwriting partners when you ask us to obtain quotes or submit an application; (b) service providers that help us run our business, such as our CRM, calendar, and communication platforms, who may use it only to provide services to us; and (c) regulators, courts, or law enforcement when required by law.

6. Your choices

• Reply STOP to any text to stop text messages.
• Use the unsubscribe link in any marketing email, or email us, to stop emails.
• Ask us to stop calling you, or to update or delete the information we hold about you, by emailing us at the address below. Some records must be retained as required by insurance law.

7. Security

We use reasonable administrative, technical, and physical safeguards to protect your information. No method of transmission or storage is completely secure, so we cannot guarantee absolute security.

8. Changes to these terms

We may update these terms from time to time. The "Last updated" date at the top of this page shows when they were last changed. Continued use of the Site after a change means you accept the updated terms.

9. Contact us

Questions about these terms, or requests regarding your information, can be sent to judewakim@wakimwealth.com.

Wakim Wealth
Miami, Florida